I just noticed that

my bank is charging me $3.00 a month on my savings account because it is "interest bearing." That makes no sense because I only get $0.02 interest a month, making it absolutely pointless for it to be an interest bearing account. I wonder if I should tell them I don't want interest anymore or if I should just take all my money out of that account to see what happens? I have yet to figure out why this bank wants to charge for me to get interest. Maybe that is why banks are in so much trouble? It is pretty bad when keeping money under my mattress is better than putting it in the bank....